Credit Risk Analytics - Director
Description:
?? Develop and own credit risk strategy for a lending portfolio and continuously iterate to improve approval criteria, credit limit assignment strategies and portfolio performance
?? Establish performance metrics, develop automated reporting dashboards using SQL and Python to monitor portfolio performance
?? Hire, train and manage a team of risk analysts to build mature credit risk management practices, with a focus on quality and scalability
?? Conduct analysis using advanced data analytics to evaluate trends in portfolio performance and provide recommendations to optimize portfolio risk based on company targets
?? Work with cross-functional teams to explore new ways of finding insights from data, identify patterns and trends, and make recommendations to senior leadership
?? Design A/B testing strategies for underwriting experiments, evaluate impact and provide recommendations
?? Work with external vendors to prioritize and manage product evaluation and data studies
?? Regularly work with senior leadership (C-Suite) team members to manage expectations around delivery and present solutions
Requirements: ?? Bachelor's degree in a quantitative discipline required (e.g., math, statistics, analytics, quantitative finance, engineering, or other quantitative fields) ?? 10+ years of experience with data analytics in Credit Risk, supporting risk strategies for consumer lending products ?? Hands-on, detail-oriented leader with 6+ years of experience in leading a team of analysts ?? Proven track record of developing and implementing effective risk management strategies ?? Established experience with relational databases and SQL ?? Programming experience with Python ?? Strong quantitative and problem-solving skills with key attention to detail ?? Experience supporting and working with cross-functional teams in a dynamic environment ?? Excellent communication skills and ability to interface with business units and senior leadership (C-suite) across the organization ?? Ability to effectively manage multiple cross-functional projects with tight deadlines
Benefits:
?? Competitive salary and benefits package
?? Flexible, remote work
?? Fun, fast-paced work environment
?? Dynamic start-up culture
?? Convenient downtown Chicago office located in the heart of the city
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