Mortgage Loan Closer, BR 10 - Mortgage Ops; 11.15.24

JOB SUMMARY: A Closer maintains the workflow of the closing process, from sending initial closing disclosures through issuing closing documents and funding the loan.

ESSENTIAL FUNCTIONS:
?? Maintain a pipeline of loans from initial closing disclosure through funding
?? Maintain required company turn times and SLA??s
?? Completely audit loans to ensure the loans meet both company and investor guidelines prior to delivering the loans to an investor
?? Ensure the policies have enough coverage, for example sufficient dwelling coverage on Hazard Insurance.
?? Prepare and send initial closing disclosures as requested
?? Prepare and send any changes of circumstances disclosures on CD??s as necessary
?? Work with title companies or settlement agents to balance necessary closing documents ensuring accuracy and quality of work
?? Issue final closing documents to borrower and settlement agents
?? Work with various parties (internal and external) to obtain needed documentation to cure/resolve all items that may affect the salability of the loan in a timely manner
?? Request wires timely for loans funding
?? Review files against a checklist and provide authorization to release funds
?? Complete post closing closing disclosures and assist post closers in the salability of the loan
?? Assist team members as needed, during times of peak volume and staff absences
?? Assume additional responsibilities/duties/projects as they arise

QUALIFICATIONS: ?? Must have a minimum of 2 years of mortgage experience in a closing role ?? Working knowledge of Conventional and Government loans ?? Strong attention to detail ?? Ability to problem solve ?? Working in a fast pace environment ?? Good Microsoft Office Skills (Excel, Outlook, and Word) ?? Works independently ?? Reliable, Team Player

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