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Urgently Need Toggle - Auto Physical Damage GRP/Total Loss Estimator - West/Central Zone - Remote in USA

Remote, USA Full-time Posted 2025-04-26

Job title: Toggle - Auto Physical Damage GRP/Total Loss Estimator - West/Central Zone - Remote

Company: Farmers Insurance

Job description: We are (part of) Farmers!



We are… more than just your favorite commercials.



Join Toggle, an insurtech and innovation lab within Farmers ( ), on a mission to make insurance make sense for everyone through digital-first, integrated solutions. Insurance is hard. Toggle is easy. We've already built multiple insurance products that benefit the next generation of consumers and we're just getting started.



According to Celent, we're #1! Toggle was just named the 2022 Celent Model Insurer of the Year. Almost 100 companies from 28 countries vied for the distinction of Model Insurer. We believe our focus on innovation, design and technology help set us apart. We love creating new solutions for today's consumers.



We are part of Farmers Insurance, so you can take advantage of extensive training opportunities through the award winning University of Farmers named by Training magazine amongst top 10 corporate training units in the world. We are a passionate, award winning, equal opportunity employer, committed to the strength of a diverse workforce. We are dedicated to supporting the well-being of our people through our extensive suite of benefits, as well as the well-being of the communities we serve through employee volunteer programs and nonprofit partnerships. Helping others in their time of need isn't just our business - it's our culture! We are Farmers!



Do you thrive in a high-volume, fast-paced environment? Do you enjoy the challenge of a position where no two days are alike? We are looking for positive, high-energy professionals who are not just looking for a job, but a meaningful career!



Workplace: Remote ( #LI-Remote )



Job Summary



Investigates, determines liability, confirms coverage, establishes damages, and negotiates settlement of claims. Will also be required to maintain an active adjusters license in states where required.



Essential Job Functions



Investigates, confirms coverage, determines liability, establishes damages, reports status and negotiates the settlement of assigned cases which may include the more difficult files and which may require specialized experience (has authority to make payment of assigned claims within prescribed limits). Adjusts all types of claims. Inspects damaged property and vehicles, and determines claims related damage. Estimates the cost of repair or replacement of damaged or stolen property and vehicles. Determines and reports on subrogation potential. Initiates the sale of salvage vehicles, personal property, and miscellaneous salvage items. Reports theft, fraud, and arson losses as required to state and industry agencies. Performs most duties on an individual basis, and work has a direct bearing on Management results. Represents the Company from a public relations standpoint and must conduct oneself as a member of Management at all times. Personal contacts are a major part of activity and include policyholders, claimants, agents, witnesses, repair facilities, contractors, police and fire departments, state and county fraud and arson personnel, special investigators, attorneys, expert witnesses, members of the medical profession and all other persons incident to the investigation and processing of claims. Promotes safety at all times and complies with safety/ergonomic standards as outlined in relevant company published manuals. Performs other duties as assigned.



Physical Actions



This role, whether performed virtually or in an office setting, will include normal and customary distractions, noise, and interruptions. Sits or stands for extended periods of time, up to a full work shift. Occasionally reaches overhead and below the knees, including bending, twisting, pulling, and stooping. Occasionally moves, lifts, carries, and places objects and supplies weighing 0-10 pounds without assistance. Listens to, interprets, and differentiates auditory information (example others speaking) at normal speaking levels with or without correction. Visually verifies and reads information. Visually locates material, resources and other objects. Ability to continuously operate a computer for extended periods of time, up to a full work shift. Physical dexterity sufficient to use hands, arms, and shoulders repetitively to operate keyboard and other office equipment up to a full work shift.



Education Requirements



High School Diploma or equivalent required. Bachelor's degree preferred, or an automotive related Associate of Applied Science degree from an accredited technical college, or the experience described below.



Experience Requirements



5+ years estimating preferred; Successful completion of the Special Claims Representative Certification process required, including all prerequisites, required tool proficiencies and exams.



Benefits


  • Farmers offers a competitive salary commensurate with experience, qualifications and location.

o CA Only: $30.81 - $44.57

o CO Only: $28.88 - $38.51

o NY Only: $28.88 - $44.57

o Albany County: $30.81 - $38.51

o WA Only: $30.81 - $51.56 * Bonus Opportunity (based on Company and Individual Performance)

  • 401(k)

  • Medical

  • Dental

  • Vision

  • Health Savings and Flexible Spending Accounts

  • Life Insurance

  • Paid Time Off

  • Paid Parental Leave

  • Tuition Assistance

  • For more information, review “What we offer” on

Job Location(s): US - CA, US - AZ, US - CO, US - ID, US - KS, US - MN, US - MO, US - MT, US - NE, US - NM, US - NV, US - OK, US - OR, US - SD, US - TX, US - UT, US - WA, US - WI, US - WY



Want to learn more about our culture & opportunities? Check out and be sure to follow us on , , and .

Expected salary:

Location: USA

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